Friday, April 6, 2012

Is There A Standard Commission On Vacant Land In Arizona ...

questions

Q: What is the standard or commonly agreed to commission to brokers for selling vacant land in Mesa, Arizona? Parcels are about 50 acres and in an area surrounded by homes.
?Bocloc, Santa Barbara, CA

A: There is no standard commission. The commission is whatever the seller and broker agree to. You should call around to several brokerages and ask what their fee is. But the bottom line is that the fee is whatever you have negotiated.
Cathy Baumbusch is a Realtor? with RE/MAX Executives in Alexandria, VA.

A: Just fyi ? every broker has to figure out what it will cost them to do business ? so there is no standard or commonly agreed to commission. It is a contract that you and your agent can work out!
Lana Lavenbarg is a Realtor? with RE/MAX Ideal Brokers, Inc.in Grants Pass, OR.

Are you interested in having a qualified REALTOR answer your questions? Click through to Ask a REALTOR? now.

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Related posts:

  1. What Is The Commission On Selling A Lot?
  2. Will I Have To Pay The Same Commission If I Had To Make Some Repairs?
  3. Do I Owe Commission?
  4. What Is The Percentage of Commission in New Jersey?
  5. How Do I Word Commission Structure On A Land Contract?

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Efficient Ways To Unearth Good results With Your Home-based ...

Uncover The Prevent Assist Your Home-based Business Do well

The number of choices to have home based company are endless. In addition unlimited solutions to are unsuccessful, even if you?re proficient at it. This information will will help to preserve your home-based business afloat with fantastic counseling and tips, on making it advantageous and avoiding ordinary pitfalls.

On-line

Subtract your internet. If your home based business has a page, or runs entirely on the internet, you can subtract till fifty % in your bill out of income taxes. Make use of most effective ruling when figuring out how a very good percentage we should deduct, due to the fact whether you are audited, you need to demonstrate the time period you dispense online.

To ensure that your home business is a winner make certain to network with other community or home-based businesses. In case you execute your group online, make certain to enroll in an associate solution. Is going to increase website traffic towards the net. Return the prefer by assisting other home businesses by providing url links to the net.

For consistent cash flow for the home community, generate something that will allow you to do your operate on one occasion and make money from that actually work, again and again. At the-books are a great model. By going ebooks online, it requires faraway any production fees and offer a steady flow of cash to all your concern.

Hopefully, just as with so many other areas regarding flipping websites, you will need to pay more attention to some things than others. However, the bottom line is how you want to make use of it, and how much of it will effect your situation. We really are just getting going here, and hopefully you will be thrilled about what more is in store. Still have more big pieces of the total picture to offer to you, though. We think you will find them highly pertinent to your overall goals, plus there is even more. To make your home based business productive, design your web site eye-catching. The main stuff particular person notices following simply click on a website is its design. If ever the page is too flashy or too basic, these may switch consumers switched off. You might be unsure it is possible to layout your internet site, there are lots of solutions on the web.

No one is immune to bad luck. Normally, businesses need engage that has run out of their be in charge of, time other instances, it could have been prevented. This article has shown home-modeled entrepreneurs, a good beginning on making their enterprise much better and keeping away from consumers expensive blunders.

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Thursday, April 5, 2012

Document Destruction and Small Businesses :: recordSHRED

According to recent research results, small businesses seem to be suffering a disproportionate amount of damage with regard to data and security breaches.? This survey, conducted by the Identity Theft Resource Center, stated that out of the ?226 of these breaches from 2011 that were examined, approximately 44% of the victims were businesses that listed their assets at under $35 million.? Although monetary claims and damages?are much?higher for?big businesses that experience data breach incidents, such as the recent Sony and Verizon data breaches which involved millions of dollars each, experts seem most concerned about the vulnerability of small businesses for a variety of reasons.? Miami and Dade County are particular areas of concern for authorities due to the high incidences of medical identity theft that have been reported in the region.

First of all, many small companies operate under the misconception that the costs of handling data breaches and security leaks are covered under their general liability insurance policy, which is not the case.? This is especially important with federal and state privacy laws such as HIPAA (Health Insurance Portability and Accountability Act), HITECH (Health Information Technology for Economic and Clinical Health Act), FACTA (Fair and Accurate Credit Transactions Act), and GLBA (Gramm Leach Bliley Act) ? all of which have specific standards and guidelines and have steps that must be taken, such as the notification of those people whose data was exposed ? which is usually not included in a standard general liability insurance policy.

Another security breach misconception that many small businesses believe is that simply having an information technology department on staff, or hiring a professional information technology security consultant reduces the risk.? One just need to take a closer look at the examples cited above involving big business giants Sony and Verizon, both of which employ thousands of information technology specialists, to realize that this is also a fallacy.? It may sound very clich?d, but if the IT departments of these companies are not able to guarantee the safety and security of confidential client data, then it is ludicrous to think that a small department or consultant with limited resources can provide the greatest level of information protection.

Not providing enough employee training and/or trusting employees to know how to protect data are also not safe options for small businesses, as is completely relying on employees to be honest.? It is unfortunate, but according to the Privacy Rights Clearinghouse database, many data and security breaches have occurred in recent years due to employee theft and other dishonest actions.? Employees who have not been trained in how to treat confidential information and either dispose of it incorrectly or provide unauthorized access in some other way also account for a large percentage of small business security breaches.

One of the most effective ways to protect confidential data in Dade County is to retain the services of a professional document destruction company such as recordSHRED.? recordSHRED has been serving the shredding and data destruction needs of south Florida since 2003, garnering praise for customer service, reliability, security, convenience, and competitive pricing.? For more information on mobile shredding, off-site document destruction, or the many other services available at recordSHRED, please call (305)229-0102 or visit http://recordshred.com/business-shredding/.

Copyright?secured?by?Digiprove???2012

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How to Installing Kitchen Cabinets | Two Story House Plans

How to Installing Kitchen Cabinets

How to Installing Kitchen Cabinets

Installing or refacing your kitchen cabinets can make an incredible difference within the overall appearance of a home.? How to Installing Kitchen Cabinets ? There are various choices for new cabinetry in regards to design, kinds and materials.? Your native residence improvement retailer can offer you many ideas, a few of which you can see as photos on a computer.

How to Installing Kitchen Cabinets ? Step one is to take some measurements, however ensure that they?re accurate earlier than you begin to shop.? This helps you intend your kitchen and save time.? Be sure you also take measurements of all of the appliances to assist obtain a proper cost evaluation and last look of your kitchen.

How to Installing Kitchen Cabinets ? Many home improvement shops can ship out a person to double verify any measurements you may have taken earlier than your kitchen order is sent in.? This ensures the sizing accuracy and ultimate match of your cabinets.

How to Installing Kitchen Cabinets

How to Installing Kitchen Cabinets ? Kitchen cabinets? sizings are standard.? Compared to custom or semi-customed cabinetry, you?ll be rather more limited in the color and kinds available.? How to Installing Kitchen Cabinets ? Most of them provide drawer and easy cabinet stylings, and are typically product of cheaper supplies which are good in new dwelling construction.

How to Installing Kitchen Cabinets ? Semi-customized varieties also come in normal sort sizes, however you could have many extra decisions with reference to storage, designs and style.? You will see that a better variety of woods and colours.? Nonetheless, despite their a lot better high quality, they?re definitely more expensive.

How to Installing Kitchen Cabinets

How to Installing Kitchen Cabinets ? Semi-custom cupboards additionally supply different storage choices.? You need to compare each first before making a choice, taking a look at wine racks, lazy Susans, vertical dividers to accommodate storage trays, pull-out rubbish disposal units, and pull-out shelving.? All these create a much more organised kitchen.? How to Installing Kitchen Cabinets ? Additionally keep in mind your priority storage and life-style needs.

How to Installing Kitchen Cabinets ? The costly variety are the custom cabinets, that are particularly designed to your kitchen?s specifications, incorporating the design, type and sizes you need.? Nevertheless, despite the higher prices, the wood quality and overall fit is far better.? How to Installing Kitchen Cabinets ? You can have a designer go to your own home, take all of the measurements and work to get you the design that best suits your home.

How to Installing Kitchen Cabinets ? The following step earlier than making any purchases is to ascertain your price range ? what is affordable and what do you wish to spend.? As the prices vary between each sort of cupboard, your half of your funds ought to account for cabinetry.? How to Installing Kitchen Cabinets ? Then, evaluate the size of time you intend to remain in your home.? When you plan to move in the subsequent couple of years, spend less, but if you plan to remain much longer, budgeting for custom cabinetry could also be better.

How to Installing Kitchen Cabinets ? Never lower your expenses and sacrifice quality.? You need to stay with an honest kitchen, so make sure you test the graceful operation of all showroom cabinets.? Tough movement or squeaking is not good.? All the time go for good construction that may stand the test of time.


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British Study Shows Asbestos Workers at a ... - Mesothelioma.com

Pat Guth contributes news and insightful content for the Mesothelioma Cancer Alliance. Bio ?

Patricia Guth

April 04, 2012

Derbyshire, England - A study published this week in England?s Occupational and Environmental Medicine journal points out that asbestos workers not only have a much higher risk of developing severe lung diseases but also of succumbing to cardiovascular issues including heart disease and stroke.

According to an article in The Mail, this latest study analyzed the cause of death among 100,000 asbestos workers who took part in regular voluntary health screenings and answered questions about levels of workplace exposure. The study spanned more than 30 years ? from 1971 to 2005. Specifically, researchers compared the number of deaths from heart attacks and strokes among these workers to the number that would be expected to occur in the general population.

During that time period, 15,557 of the participating individuals passed away. Data showed that about 1,000 died from stroke while approximately 4,000 died from heart disease. Percentage wise, male asbestos workers were 63 percent more likely to die of a stroke and 39 percent more likely to die of heart disease. The figures for women were 100 percent and 89 percent, respectively.

Study authors note that there was also some evidence that the greater the length of exposure to asbestos, the greater the likelihood of dying of heart disease. Smoking was taken into account when analyzing the data.

The study puts focus on yet another reason for a worldwide ban on asbestos. It has been clear for decades that exposure to the toxic mineral caused diseases such as asbestosis, mesothelioma, lung cancer, and other forms of cancer. The United Kingdom, where the study was completed, has one of the worst rates of mesothelioma on the planet, trumped only by Australia.

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Wednesday, April 4, 2012

Wall St takes breather; Fed minutes ahead

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Hypertension ? Symptoms, Diagnosis And Treatment

Hypertension Symptoms

Symptoms of Hypertension are as follows -

  • Hypertension is sometimes called a silent killer because it may have no outward symptoms for years.

  • Internally, it can quietly damage the heart, lungs, blood vessels, brain, and kidneys if left untreated.

  • It is a major risk factor for strokes and heart attacks.

  • Dizzy spells or a few more nosebleeds than normal.

  • Feeling Tired.

  • Pain in chest

  • Vomiting.

  • Unexplained ringing in ear.

  • Morning headache at the back of the head.

Hypertension Diagnosis

  • A hypertension diagnosis is a serious problem, since if untreated it can lead to heart attack, stroke, kidney disease and other medical conditions.

    So, it is important to get the diagnosis right.
  • Your blood pressure varies by quite a lot during the course of a typical day, depending on your activity level, fluid status, anxiety level, and many other constantly changing factors.

  • For instance, during intense exercise your blood pressure often (and normally) rises to levels that would be considered alarming at rest.

  • So when diagnosing hypertension, your blood pressure must be measured under controlled and reproducible circumstances. Practically speaking, this means under a condition of quiet rest.

Hypertension Medication

Medication for Hypertension is give Below -

  • Generic Diovan .

  • Generic Norvasc.

  • OL-VAMLO .

  • Generic DIOVAN HCT .

  • Generic Avapro .

  • Generic Cozaar .

  • Generic Hyzaar .

  • Generic Inderal .

  • Generic Xatral .

Benefits of Hypertension Medications

  • These Medicine are specified to lower blood pressure.

  • These Medicine helps in to reduces the risk of fatal and non-fatal cardiovascular events, primarily strokes and myocardial infarctions.

  • This decreases the effectiveness of a chemical known as angiotensin II, which normally causes blood vessels to narrow (constrict).

  • These drugs keep blood vessels from narrowing, which lowers blood pressure and improves blood flow.

  • By blocking the effects of angiotensin II, valsartan causes blood vessels to relax, which can lower the BP .

  • These drugs also allow the heart to work more efficiently.

  • These are powerful chemical that attaches to angiotensin receptors found in many tissues but primarily on smooth muscle cells of blood vessels.

Which lifestyle modifications are beneficial in treating Hypertension ?

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Essential Resources For Redesigning Plans - | HalifaxPhoto Articles

It would be best if you have acceptable tools when you begin a home improvement plan. Time is of the essence, without proper equipment or tools; you will waste a lot of time. When you are using inappropriate tools, you can make errors that could have been avoided otherwise. If you are doing a particular type of job, it may take precise tools for completion, but there are also the basic tools you should always keep handy for various situations around the home.

Before you take up home improvement projects, make sure you buy a good tape measure. Quite often, home owners try to get by without measuring, when it is such an easy thing to do. Before you get something to fit into a confined space, take a measurement, to see if there is actually room.

There are many jobs that you do around the house where a drill comes in handy. Before there were power tools, people used hand tools and they worked really well, and there are many cases where it might be more efficient and easier to use a hand drill. Without access to power, and with batteries losing their charge, a hand drill will always be available. It is good to have a power drill, because they can make most jobs easier. A plug-in drill is the most powerful kind, but unless you?re doing a job that requires large holes, a cordless drill is probably more convenient. You should have a drill that is reversible, and has more than one speed. Having too many tools is never a bad thing, so it is a good thing to have more than one kind of drill.

For many of the home repairs you will be doing, without a ladder you will never reach them. Pretty much any job done on the outside of your house will need a quality ladder, because you will be climbing up on a roof to repair shingles, or do exterior painting. For most of the inside jobs you have to do, a stepladder is all you will need to reach as high as you are going. An extension ladder will be needed for higher places, especially when painting. Ladders come with duty ratings, which tell you how much weight they can safely hold. You need to know how much you weigh and how much you are carrying up the ladder, to know how strong the ladder needs to be. For your own safety, get a ladder that will hold you, plus anything you will be carrying up with you. You also need a ladder that is long enough, so you don?t have to stretch out, which can be dangerous.

When you decide to do a home improvement project, be prepared for needing many tools. This article has discussed some tools you might need, but you could need different ones, too. Having the best possible tools will make your home improvement jobs go a lot better, not only with the ease of work, but the quality as well.

A fresh group of furniture will really help your property look great. Seek advice from your local furniture retailer for more information.

To promptly and conveniently make your residence look amazing with Next Furniture, remember to stop by the very helpful Next Furniture internet site right away.

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Tuesday, April 3, 2012

Evidence of 'earliest fire use'

Scientists say they have new evidence that our ancestors were using fire as early as a million years ago.

It takes the form of ash and bone fragments recovered from Wonderwerk Cave in South Africa.

The team tells the journal PNAS that the sediments suggest frequent, controlled fires were lit on the site.

The ability to use fire is regarded as a key step in human development because it gave us access to cooked foods and new technologies.

Stone tools found at Wonderwerk Cave indicate the ancestor in question may have been Homo erectus, a species whose existence has been documented as far back as 1.8 million years ago.

Establishing precisely when humans first acquired the ability to control fire has been very difficult.

There have been several claims that the skill was in existence even earlier than at Wonderwerk.

But they have all been challenged, with sceptics arguing the fire remains from open sites could have been the result of natural blazes ignited by lightning.

In contrast, the PNAS team, which consists of scientists based at US, Israeli, German and South African institutions, says statements about the Northern Cape cave are far more secure.

If correct, the Wonderwerk discovery would push the earliest indisputable controlled use of fire back by about 300,000 years.

In their paper, the researchers describe burnt remains of grasses, brushes, leaves and even bones in the cave's sediments some 30m back from the entrance.

This makes it far less likely that what they are viewing is material from wildfires that was simply blown into the cave by wind, they argue.

The depth of the sediments also suggests fires were lit on the same spot over and over again.

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HTC One X review

HTC One X

Don't call it a comeback. HTC certainly was in the running for King of Mobile World Congress 2012 (an award that would be way cooler if it existed) with the new HTC One line, and the HTC One X specifically. When you stop and think about it, however, it's also a logical progression.

HTC started 2011 with the eventually disappointing Verizon ThunderBolt, which was thick, heavy and a battery hog — due in no small part to its LTE radio. The prevailing winds started to shift later in the year, however, with the likes of the Sensation and Amaze 4G, and you started to get a sense (pardon the pun) that the Taiwanese manufacturer was starting to regain its footing. (That shift was further indicated by the likes of the Windows Phone HTC Titan line.)

And that brings us to 2012 and the HTC One X, the pinnacle of the trio of Android smartphones that make up the HTC One line. (The others are the HTC One S and HTC One V.) There actually are two versions of the One X — the GSM version with a quad-core Tegra 3 processor, and another with a dual-core Qualcomm Krait processor and an LTE radio for 4G data.

The HTC One X review that follows is of the international quad-core version. We'll follow up with AT&T dual-core, LTE version of the One X when it becomes available.

 


The Good

A great camera, equally great display, and all the power of NVIDIA Tegra 3 that we've come to expect. Sense 4 meshes nicely with Android 4.0 Ice Cream Sandwich. Free 25GB of online storage thrown in via Dropbox. Impressive design and build quality. Battery life is pretty good.

The Bad

That said, the non-removable battery and lack of microSD card may be a sticking point for some. The 4.7-inch phone may be too large for small hands. The protruding camera lens can be easily scratched and isn't easily replaceable.

Conclusion

The leader of the next-generation HTC One series of smartphones has been a breeze to use. Android 4.0 has been improved upon with HTC Sense 4 while still retaining the overall look, feel and function of Ice Cream Sandwich, which in and of itself has an excellent user experience. The camera is a high point, Beats Audio makes music sound better, and you get a bunch of online storage thrown in for free. HTC easily has a winner in the One X.

Inside this review

More info

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British Airways unveils Olympic 'dove' plane

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Internet Business (Marketing) 10 years ago and now

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Monday, April 2, 2012

Ashton Kutcher Is Steve Jobs

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Given the rather odd casting choice, I feel the need to preface this story with the assertion that this is not an April Fools? Day joke; this story is (as reported) 100% real.? With that in mind, Mr. Ashton Kutcher is apparently readying to play the late Apple co-founder Steve Jobs in a biopic called Jobs.? The notion of a Jobs-centric biopic isn?t exactly new, as Sony began developing such a film merely days after the innovator?s passing.? Last we heard, The Social Network scribe Aaron Sorkin was considering penning the studio project, but Jobs is an entirely separate film.? Hit the jump for more.

steve-jobs-ashton-kutcherPer Variety, Joshua Michael Stern (Swing Vote) is set to direct Jobs from a script by Matt Whiteley.? The film will chronicle Jobs? life ?from a wayward hippie to co-founder of Apple.?? Despite Kutcher?s fairly heavy comedic background, I have to admit he does look a great deal like Jobs.? Nevertheless, appearance isn?t the highest item on my list when looking at the casting of a biopic, and Kutcher?s dramatic resume doesn?t exactly lead me to believe that he?ll knock the Jobs role out of the park.

Production on Jobs is slated to get underway in May, casting some doubt over the necessity of Sony?s project.? I?d be thrilled to see a Sorkin-penned biopic of Jobs? life, but the studio has to decide whether or not they want to be the second Jobs film out of the gate by a longshot.? Though I don?t necessarily think Kutcher?s the right choice to take on the Jobs role, it?s nice to see him willing to stretch his acting chops; he could easily fall into a lapse of complacency with his high profile role on Two and a Half Men. That said, I?d like nothing more than to be pleasantly surprised by his performance so we?ll see how things shake out.

steve-jobs-ashton-kutcher-movie

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Sundays With Winston (Powerlineblog)

Share With Friends: Share on FacebookTweet ThisPost to Google-BuzzSend on GmailPost to Linked-InSubscribe to This Feed | Rss To Twitter | Politics - Top Stories Stories, News Feeds and News via Feedzilla.

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'Woman In Black' Sequel Moving Ahead Without Daniel Radcliffe?

The Woman in Black, the British specter that scared up $120 million worldwide this past winter, is set to return in a follow-up to the surprise horror hit, but the leading man, Daniel Radcliffe, probably won't be around for a second encounter. Hammer, Alliance Films and Cross Creek Pictures, along with Susan Hill, the author [...]

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Sunday, April 1, 2012

Massage Limerick Center Post: The Life Of A Massage Therapist.

Massage Limerick Clinic Post Massage Therapy is the manipulation of soft tissues by a certified massage therapist. Making use of touch, the massage therapist has the capacity to relieve sore muscle tissue, relieve anxiety and lower tension. In our fast paced, stress-filled society, massage is the perfect remedy to relax your whole body, calm your body and mind and relieve the soul. Massage therapy can add to the quality of any senior?s life, simultaneously physically and emotionally. Massage therapy is definitely an essential component of your living program. Therapeutic massage is really a useful treatment for frozen shoulder because it increases blood flow towards the injured region and helps to scale back scar tissue. Frequent therapeutic massage treatments are needed to reduce muscle stiffness, and you will probably not really begin to feel relief until right after several massage procedures. Massage Therapy is really a career field which might be professionally rewarding for industry experts. As a profession, therapeutic massage is regarded as in its adolescent stage, though the occupation has been around for quite a long time. The therapeutic massage profession is emerging as a critical industry, a direct result massage becoming accepted by insurance providers, healthcare towns and also the public at large.Therapeutic massage therapists methodically utilize focused, hands-on techniques to enhance leisure and improve circulation in the system?s soft tissue (muscles, tendons, ligament, etc.). Although the warming and stimulating impact of therapeutic massage includes a positive effect on joint freedom and range of motion, immediate work on the skeleton is actually beyond your massage therapists? scope of training. Important characteristics for therapeutic massage practitioners include strong communication abilities and a friendly character. The opportunity to make clients feel comfortable is definitely extremely vital within this business. Trust and confidence between a therapist and his/her customers are important elements for fulfillment out there and therefore are essential for not just maintaining but expanding a customer base.The work outlook for therapeutic massage practitioners is actually projected to be much better than typical in the upcoming years. The growing population, increasing personal incomes, long life spans, and an escalating acknowledgement that massage is beneficial to reduce anxiety, relieve pain, as well as improve overall health just about all bring about an increased need for these types of workers. Factors impacting long-term development include financial well-being and the level that insurance providers and HMOs will reimburse just for this service. Graduate students perform therapeutic massage in health spas, hotels, fitness centers, retirement homes, country golf clubs, hospitals, chiropractic workplaces, long-term care establishments, and treatment centers, or may be self-employed. Licensing or qualification exams are independent of graduation demands. Reflexology uses massage methods to help relieve anxiety, improve blood circulation, as well as encourage enjoyment and recovery. Frequently, reflexologists make use of resources that aid the (blank) targeting as well as adding more pressure upon specific areas. The benefits produced from reflexology by people with nervousness are mainly from its healing outcomes. Massage actions tend to be slow as well as planned, permitting the patient to relax and calm your brain. As a consequence, heartbeat is actually controlled and also the individual is better able to breathe deeply. It may be the desired form of therapy for many individuals because it is non-invasive, doesn?t need medicine, and in its most elementary form, does not require the usage of special equipment. This post is brought to you by Massage Limerick Center

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D?corating Tips: Turn blah into ooh-and-ahh : Home Trends Magazine

Is your home feeling warm and inviting?or giving you a case of cabin fever? If it?s the latter, don?t you fret. There are many simple and inexpensive updates you can complete to give your home a quick pick-me-up, like these:

Terrific Table and Chairs

The kitchen table is the hub of the home?where we dine as a family, do crafts and work, or play cards and board games. So it?s important to make this everyday staple a welcoming area for you, your family and friends. But is your wood tabletop looking drab or stained? Or is the metal surface chipped? No matter what wear and tear you may have inflicted on your table, you can easily update it with a quick coat of spray paint.

Directions: Remove any seat cushions and thoroughly clean all table and chair surfaces. Once dry, spray paint the surfaces with your favourite colour. Choose a product with a paint and a primer in one, like Krylon Dual Paint + Primer. This formulation allows you to complete the project in one simple step, and in half the time. Once you?ve sprayed all areas and the surfaces are dry, you can re-attach your seat cushions (or create a new look with updated fabric) and enjoy your refreshed kitchen activity center.

Focal Point Finishes

Lighting fixtures can increase the ambiance to any room, but replacing them can cost hundreds of dollars. With a little elbow grease, $20 and less than two hours, you can update your existing ones with a more attractive?and popular?finish.

Directions: Cover your work area with newspaper and disassemble the fixture. Clean the pieces and tape off areas that don?t need to be painted. Following the instructions on the label, apply aerosol Indoor/Outdoor primer followed by the new paint in your favourite color and finish. Once dry, remove the tape and reassemble your impressively updated focal point.

Cover the Smallest Details

Are you sick of staring at dull, dirty or chipped register covers or light switch plates around your home? A simple paint update can give any room an instant pick-me-up.

Directions: Remove register covers or light switch plates and place them on newspaper. Sand the surface lightly and wipe clean. Clean all pieces to remove any built up dust and grime. Following instructions on the label and apply a number of light coats of aerosol primer, followed by a few coats of gloss or metallic spray paint. Reinstall once dry.

With just a few simple home projects, your space can feel fresh and new in no time at all.

www.newscanada.com

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Getting It Right: Taxation and Economic Growth | Finance ...

The power to tax is

the power to destroy. Even Pharaoh, 3000 years ago, aware of what this wise saying. Unfortunately, it seems to have been forgotten by some of the more influential modern economists. But, what is destroyed? What is destroyed are economic incentives for business formation and growth.

With Congress and the White House talking about a stimulus package sporadically to spur economic growth, it is important to distinguish what tax policies will work and what is sheer puff and political business as usual (increase spending) disguised as economic stimulus package to. . With this in mind, you might say that this article is a short primer on understanding the growth aspects of tax policy

Taxes, broadly speaking, can be categorized into two types of headings ? taxes on capital and taxes on labor. Since this article will be dealing with taxes on income, capital taxation would be identified with the corporate income tax. Similarly, a tax on labor is equivalent to the personal income tax schedule. Now the sixty-four thousand dollar question. Which one is more important in helping to stimulate economic and business growth?

As President Lincoln stated in one of early speeches as president, the tax on labor is of more importance than the tax on capital. Why? Economic growth is driven by net new business formation. Or, to put it another way ? the economy is driven briskly when everyone wants to be a business owner. When entrepreneurs (risk takers) to start enterprise, their business income tax is initially reported on the personal income tax schedule. As the business grows, the owners may incorporate and file using the corporate tax rate. (As a reminder, when individuals start businesses, they hire people. Businesses with less than 100 employees are responsible for 75% of the net new job growth. Net new business formation should be the goal of tax policy designed to stimulate economic growth.)

Since the tax on labor is more important than the tax on capital, the top marginal income tax rate on labor should be less than the top corporate rate. Presently, the top corporate tax rate is 35%, while the top tax rate on labor is about 35%. If policymakers are serious about providing incentives for stimulating vibrant business growth, the top personal income tax rate should be reduced to less than 35%. To provide a real fillip to economic growth, the top personal income tax rate should be significantly below 35%. It was no accident that President Regan, in his second term, reduced the top individual rate to 28%. This was a true top rate that did not include any phaseout of deductions or any of that nonsense that has the perverse effect of increasing the marginal rate.

Economic policy makers, Whether they are in position to administrative or legislative , like to take the path of least resistance ? similar to electrons in a circuit. Their path of least resistance is to stimulate economic growth to increase spending. It does not work! (If it did, many of the major European economies would be booming by now. Instead they have been in the doghouse for the past ten years.) The money for their Increased spending is just sucked out of the private sector. The net effect is zero. Providing financial incentives for individuals to take immediate and significant business risks by reductions in the top marginal individual income tax rate is the best way to promote vibrant and sustained economic growth. id=?article-resource?> Sanford Kahn, Business Author / Speaker, has been a professional speaker for over 30 years to both the corporate and national trade and professional association markets. She is the host and producer of the popular Times mirror cable vision series ?Ask the Economist?. Mr. Kahn has authored many articles on the business impact of future economic trends. His most recent publication is The Great Economic Myths That Dominate Business & Our Lives. For more information please visit his web page at http://www.businessspeaker.biz .

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Source: http://www.lovefinanceinfo.com/2012/03/getting-it-right-taxation-and-economic-growth/?utm_source=rss&utm_medium=rss&utm_campaign=getting-it-right-taxation-and-economic-growth

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Judge says groups can't shield campaign donors

(AP) ? The Federal Election Commission overstepped its bounds in allowing groups that fund certain election ads to keep their financiers anonymous, a federal judge has ruled.

U.S. District Judge Amy Berman Jackson's ruling Friday could pave the way to requiring groups that spend money on electioneering communications - ads that don't expressly advocate for or against a candidate running for federal office - to disclose their donors.

The FEC ruled in 2007 that corporations and nonprofits did not have to reveal the identities of those who financed such ads. That regulation came in response to a Supreme Court ruling that gave more latitude to nonprofit groups - like the Karl Rove-backed Crossroads GPS and the President Barack Obama-leaning Priorities USA - on pre-election ads.

Campaign-finance regulations have received new scrutiny this election cycle, following federal court rulings that stripped away long-established limits on how much individuals and organizations may contribute to groups favoring certain candidates.

One such high-profile case, known as Citizens United, gave a green light for corporations and labor unions to spend unlimited sums of their cash on campaign ads. That effectively led to the expansion of "super" political action committees, which have spent more than $50 million on the Republican primary elections and are largely funded by wealthy donors.

Democratic Rep. Chris Van Hollen of Maryland, who brought the suit against the FEC last year, has also proposed a bill that would require more detailed disclosure requirements for campaign finance, known as the Disclose Act. That bill has garnered support in light of nonprofits funneling anonymous money to their affiliated super PACs, effectively shielding the names of some donors.

"This is good news for our democracy and for voters," Van Hollen said in a statement. "This victory will compel the FEC to require enhanced disclosures of the funders of campaign-related advertisements."

Fred Wertheimer, president of the watchdog group Democracy 21, said it's now time for the FEC to put new rules in place that require the disclosure of donors funding such campaign expenses. Democracy 21 represented Van Hollen in the case.

In her 31-page ruling, Jackson said the FEC did not have legislative authority to substantially change McCain-Feingold, officially known as the Bipartisan Campaign Reform Act of 2002. She said it is up to Congress, not the FEC, to make such changes.

The FEC, created in the 1970s in the wake of the Watergate scandal, is empowered to set regulations on campaign-finance law and enforce subsequent violations. The commission has struggled in recent months to define new regulations, largely due to a bitterly divided makeup of three Republican and three Democratic commissioners.

Under McCain-Feingold, groups that spend more than $10,000 per year on such campaign ads must file reports with the FEC. Some groups later testified before the FEC that disclosing all donors - not just ones who specifically earmarked their money for ads - would be an administrative burden.

___

Follow Jack Gillum at http://twitter.com/jackgillum

Associated Press

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